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CalPATH - California Public Employee & Teacher Home Loan Program

CalPATH Mortgage Lender for California Public Employees Serving Our Local Communities
Opening at 8:30 AM
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CalPATH is not a CURE for COVID-19, but we hope our Free Home Appraisal offer will help with your next home purchase or refinance!

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During a pandemic, you may find your monthly expenses exceeding your budget. Here are tips on how you can learn to budget responsibly.

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8 months ago
This was an overall positive experience. Joe Moore originated our mortgage and went over many different options that we could pursue. He gave a detailed cost analysis for each. We felt very comfortable in making a decision based on the information he provided and knowing it was well thought out. They were even able to get me a lower rate for free when rates dropped in the middle of my transaction! I spoke many times with Jane Needham, who is on Joe's team. Jane would contact me for the day to day items that were necessary during the process. If I ever had a question or concern, Jane would always respond very quickly. She was very helpful, and always professional, personable and friendly. I didn't speak with anyone else on the team. However, given how the process was handled start to finish, I'm definitely happy with all of the service they provided and I'd be happy to recommend Joe, Jane and the team at Mountain West.
- Ryan S
7 months ago
Jane Needham and this team did an amazing job helping our mutual clients buy a home! They were so patient and awesome and my clients are very satisfied with the results. When I say that Jane went above and beyond it is a definite understatement. We would sometimes be on the phone brainstorming and coming up with new strategies at 9pm at night. Thank you Jane! Our clients are thrilled :-) and I made a new friend and a new competent, go-getter lender referral!
- Kimmie B
8 months ago
Mountain West Financial has been real blessing for me and my family. I couldn't have met the most genuine, honest and kindest people that will treat you like family. My journey started 2 years ago. Life comes at you hard and sometimes you have nowhere to turn to. I have dealt with passing of a mother, missing sister, unexpected death from a brother and a close dear friend all in a three year span. Jane and Joe kept in touch with me through this troubling time and helped me find the strength to do the things that needed to be done so I could put my family in a house we can call our own. If it wasn't for them, I do not know if I would have been able to sit here in the same house I grew up in and share my journey in how they have helped me get here. I am truly blessed to have met them. To Jane and Joe, thank you for everything you have done to help me get to where I am now. My family thanks you. I am blessed to be a part of the MWF and Cali Path family.
- Clarence S

CalPATH is Our Way of Saying Thank You!

Since 2013, Mountain West Financial has been the exclusive lender offering the CalPATH - California Public Employee & Teacher Home Loan Program for Teachers, Police Officers, Firefighters and other public employees who serve our local communities in California.

  • Reduced Lender Fees  and Discounted Rates for Qualifying California Public Employees
  • Interest Rate Float Down - If rates improve while in escrow, we will float you down to the lower rate "FREE" of charge!
  • Keys in 21 Days Closing Guarantee - We are the fastest closing lender in California!

CalPATH is endorsed by CalSTRS and is included in the LAUSD Pathways to Homeownership Guide for California Teachers & District Employees.

You may contact our CalPATH Hotline @ 800-310-7577 seven days a week from (8:30am to 8:00pm).  A CalPATH advisor will be standing by to answer (any & all) questions you or your colleagues may have about the homebuying or refinance process. 

At Mountain West Financial, we offer formal home loan Pre-Approval prior to submitting an offer on your first home (or) your next one and we are here to help you navigate the process every step of the way.

Get Pre-Approved with CalPATH Today!

We look forward to working with you soon!


Joe Moore - Branch Manager

Contact Us


Call now
  • (800) 310-7577
  • (714) 655-0116


Get directions
7755 Center Avenue Ste 1100
Huntington Beach, California 92647
United States

Business Hours

Mon:8:30 AM – 8:00 PM
Tue:8:30 AM – 8:00 PM
Wed:8:30 AM – 8:00 PM
Thu:8:30 AM – 8:00 PM
Fri:8:30 AM – 8:00 PM
Sat:8:30 AM – 8:00 PM
Sun:8:30 AM – 8:00 PM
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