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CalPATH - California Public Employee & Teacher Home Loan Program

CalPATH Mortgage Lender for California Public Employees Serving Our Local Communities
Opening at 8:30 AM tomorrow
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Get a FREE APPRAISAL with your next CalPATH Loan on Us!

May 12, 2020 – Jun 30, 2020

California Teachers, Police & Firefighters with a minimum 300k loan balance and qualifying credit score above 680

Show this code at the store: CalPATH2020
Get offer

We understand that times are tough right now, unemployment filings are skyrocketing, money is tight and we are all under a stay at home order as we each do our part to combat the COVID-19 pandemic.

On the bright side, INTEREST RATES are near an ALL-TIME LOW!

Learn more


a month ago
This was an overall positive experience. Joe Moore originated our mortgage and went over many different options that we could pursue. He gave a detailed cost analysis for each. We felt very comfortable in making a decision based on the information he provided and knowing it was well thought out. They were even able to get me a lower rate for free when rates dropped in the middle of my transaction! I spoke many times with Jane Needham, who is on Joe's team. Jane would contact me for the day to day items that were necessary during the process. If I ever had a question or concern, Jane would always respond very quickly. She was very helpful, and always professional, personable and friendly. I didn't speak with anyone else on the team. However, given how the process was handled start to finish, I'm definitely happy with all of the service they provided and I'd be happy to recommend Joe, Jane and the team at Mountain West.
- Ryan S
3 weeks ago
Mountain West Financial has been real blessing for me and my family. I couldn't have met the most genuine, honest and kindest people that will treat you like family. My journey started 2 years ago. Life comes at you hard and sometimes you have nowhere to turn to. I have dealt with passing of a mother, missing sister, unexpected death from a brother and a close dear friend all in a three year span. Jane and Joe kept in touch with me through this troubling time and helped me find the strength to do the things that needed to be done so I could put my family in a house we can call our own. If it wasn't for them, I do not know if I would have been able to sit here in the same house I grew up in and share my journey in how they have helped me get here. I am truly blessed to have met them. To Jane and Joe, thank you for everything you have done to help me get to where I am now. My family thanks you. I am blessed to be a part of the MWF and Cali Path family.
- Clarence S
3 weeks ago
Gary Berry at Mountain West was with us every step of the way in purchasing our home and got us a great rate! Even the escrow officer said she was surprised at the low rate we got! I couldn't have asked for a better loan officer and his assistant, Debbie. For employees with STRS or PERS retirement, you even get more discounts with the CalPATH program. A couple months prior to calling Gary, we had been turned down by a broker who said he couldn't help us due to an old, but canceled, debt we had on our report. Gary was so helpful and encouraging, walking us through each and every step, and now we are proud and excited owners of our forever home!
- Patricia M

CalPATH is Our Way of Saying Thank You!

Since 2013, Mountain West Financial has been the exclusive lender offering the CalPATH - California Public Employee & Teacher Home Loan Program for Teachers, Police Officers, Firefighters and other public employees who serve our local communities in California.

  • Reduced Lender Fees  and Discounted Rates for Qualifying California Public Employees
  • Interest Rate Float Down - If rates improve while in escrow, we will float you down to the lower rate "FREE" of charge!
  • Keys in 21 Days Closing Guarantee - We are the fastest closing lender in California!

CalPATH is endorsed by CalSTRS and is included in the LAUSD Pathways to Homeownership Guide for California Teachers & District Employees.

You may contact our CalPATH Hotline @ 800-310-7577 seven days a week from (8:30am to 8:00pm).  A CalPATH advisor will be standing by to answer (any & all) questions you or your colleagues may have about the homebuying or refinance process. 

At Mountain West Financial, we offer formal home loan Pre-Approval prior to submitting an offer on your first home (or) your next one and we are here to help you navigate the process every step of the way.

Get Pre-Approved with CalPATH Today!

We look forward to working with you soon!


Joe Moore - Branch Manager

Contact Us


Call now
  • (800) 310-7577
  • (714) 655-0116


Get directions
7755 Center Avenue Ste 1100
Huntington Beach, California 92647
United States

Business Hours

Mon:8:30 AM – 8:00 PM
Tue:8:30 AM – 8:00 PM
Wed:8:30 AM – 8:00 PM
Thu:8:30 AM – 8:00 PM
Fri:8:30 AM – 8:00 PM
Sat:8:30 AM – 8:00 PM
Sun:8:30 AM – 8:00 PM
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