CalPATH - California Public Employee & Teacher Home Loan Program

This was an overall positive experience. Joe Moore originated our mortgage and went over many different options that we could pursue. He gave a detailed cost analysis for each. We felt very comfortable in making a decision based on the information he provided and knowing it was well thought out. They were even able to get me a lower rate for free when rates dropped in the middle of my transaction! I spoke many times with Jane Needham, who is on Joe's team. Jane would contact me for the day to day items that were necessary during the process. If I ever had a question or concern, Jane would always respond very quickly. She was very helpful, and always professional, personable and friendly. I didn't speak with anyone else on the team. However, given how the process was handled start to finish, I'm definitely happy with all of the service they provided and I'd be happy to recommend Joe, Jane and the team at Mountain West.

Mountain West Financial has been real blessing for me and my family. I couldn't have met the most genuine, honest and kindest people that will treat you like family. My journey started 2 years ago. Life comes at you hard and sometimes you have nowhere to turn to. I have dealt with passing of a mother, missing sister, unexpected death from a brother and a close dear friend all in a three year span. Jane and Joe kept in touch with me through this troubling time and helped me find the strength to do the things that needed to be done so I could put my family in a house we can call our own. If it wasn't for them, I do not know if I would have been able to sit here in the same house I grew up in and share my journey in how they have helped me get here. I am truly blessed to have met them. To Jane and Joe, thank you for everything you have done to help me get to where I am now. My family thanks you. I am blessed to be a part of the MWF and Cali Path family.

Gary Berry at Mountain West was with us every step of the way in purchasing our home and got us a great rate! Even the escrow officer said she was surprised at the low rate we got! I couldn't have asked for a better loan officer and his assistant, Debbie. For employees with STRS or PERS retirement, you even get more discounts with the CalPATH program. A couple months prior to calling Gary, we had been turned down by a broker who said he couldn't help us due to an old, but canceled, debt we had on our report. Gary was so helpful and encouraging, walking us through each and every step, and now we are proud and excited owners of our forever home!